Irving Wladawsky-Berger
A collection of observations, news and resources on the changing nature of innovation, technology, leadership, and other subjects.
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Category: Digital Money and Payments
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At its recent Symposium/ITxpo 2012 in Orlando, Gartner predicted that by 2015, about a quarter of all organizations will have created a new seat at the senior executive table – the Chief Digital Officer. Gartner’s prediction is based on the major transformation underway as companies are digitizing both their sources of revenue as well as…
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The corporate research lab has radically changed over the past several decades. Corporate labs reached their peak in the 1960s and 1970s. As technologies and markets changed, most such labs declined in importance over the next twenty years. But, they are being reincarnated in our 21st century information economy as market-facing innovation labs, with significantly…
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I recently read an intriguing article in the NY Times: In the Ordinary, Silicon Valley is Finding the Next Big Thing, by columnist and Ohio State professor Steven Davidoff. The article focused on the recently announced deal between Starbucks and Square, the San Francisco-based mobile payments startup. Under the deal, customers will be able to…
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A few weeks ago I had an interesting discussion with Bob Kahn. Along with Vint Cerf, Bob is recognized as one the key fathers of the Internet, for which they both received the 1997 National Medal of Technology and a number of other top prizes. The occasion was a board meeting of the Corporation for…
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Over the last few months there have been a spate of articles on the evolution to a cashless society as the use of mobile devices continues to grow around the world. The Death of Cash, Time for Cash to Cash Out?, Visions of a Cashless Society, and Why Cash is Losing its Currency? are some…
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Last month, the US Agency for International Development (USAID) and Citi announced a partnership aimed at accelerating mobile money adoption in developing countries. The partnership will initially focus its work in Colombia, Haiti, Indonesia, Kenya, and the Philippines. Its efforts will later be extended to Peru, Tanzania, Uganda and Zambia. “Of the five billion mobile…
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In 2010, the World Economic Forum (WEF), launched a project on Rethinking Personal Data. The project brought together experts from business, government, academia and end user privacy and rights groups to examine the challenges and opportunities involved in properly managing the explosive growth of personal data in the digital world. In January of 2011 they…
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On May 30 and 31 I attended a meeting in Washington, the Rights and Bytes: Law and Big Data Workshop. The workshop explored progress in developing effective, legally sound, software-based solutions for the management of digital identities and for the protection and sharing of sensitive data. It was sponsored by ID³, a recently organized multidisciplinary…
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The Internet era was born in the mid 1990s. On August 9, 1995, Netscape’s IPO caught the world by storm. It marked the passage of the Internet from a network primarily used by universities, research labs and geeks in general, to a platform with a vastly expanded reach and connectivity. Anyone with a personal computer…
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Earlier this year, IBM’s Institute for Business Value published a very good report – The Power of Cloud: Driving Business Model Innovation. Along with the Economist Intelligence Unit, the IBM study surveyed 572 business and technology executives around the world to learn how organizations use cloud today and how they plan to use it in…