Irving Wladawsky-Berger
A collection of observations, news and resources on the changing nature of innovation, technology, leadership, and other subjects.
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Category: Digital Money and Payments
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I first encountered the term datafication in The Rise of Big Data: How It’s Changing the Way We Think About the World, by Kenneth Cukier and Viktor Mayer-Schönberger. Their 2013 Foreign Affairs article does a very good job of articulating why “big data marks the moment when the information society finally fulfills the promise implied…
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On January 27, Citi and Imperial College held their third annual Digital Money Symposium in London. As in previous years, the Symposium convened a group of leaders in their field to explore the state of adoption of digital money and its economic and societal impacts around the world. Last year’s symposium introduced the Digital…
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On September 9, Apple announced Apple Pay, an easy, secure way to make mobile payments using their latest devices, – the iPhone 6’s and Apple Watch. The reaction to the announcement has been mostly positive: “[F]or now, at least, analysts believe if there is any company to persuade consumers of the mobile wallet’s value, it…
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A few weeks ago, NY Times columnist David Brooks posted an OpEd on The Evolution of Trust. The OpEd is focused on Airbnb, the online platform where people list and book accommodations all over the world, which now has over 600,000 listings in more than 34,000 cities and 190 countries. Brooks thought that people would…
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Ever since I joined Citigroup as a strategic advisor in March of 2008, I’ve been spending a lot of time thinking about the ongoing transition toward a global digital money ecosystem. For over 2,500 years, money has played a central role in the rise of civilizations and in human affairs of all kinds. As a result, the…
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On January 29 I attended the 2014 Digital Money Symposium in London, co-sponsored by Citi and Imperial College. The Symposium convened a group of leaders in their fields to explore the state of adoption of digital money and its economic and societal impacts around the world. This is the second such Digital Money Symposium, the…
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On June 26 I participated in a panel discussion on digital money at the Royal Society of Arts (RSA) in London. The RSA, – whose full name is the Royal Society for the encouragement of Arts, Manufactures and Commerce, – was founded in 1754 to “embolden enterprise, enlarge science, refine art, improve our manufacturers and…
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Last month, the McKinsey Global Institute published Ten IT-enabled business trends for the decade ahead. As is generally the case with McKinsey, this is a well researched, well written report. There are few surprises. Any technology expected to have a transformative impact on business over the next decade has to at least be already in…
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History can be a useful guide to the future, especially when trying to predict the impact of disruptive changes on human organizations and cultures. I was reminded of this dictum when recently attending a very interesting workshop at the University of California, Irvine – Payment Technologies: Past Present and Future. The workshop was sponsored by…
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I recently read an excellent article, 2012: The Year in Payments – A Look Back At The News And The Noise In Payments by Karen Webster, CEO of Market Platform Dynamics and founder of PYMNTS.com. In the article, Webster reviews some of the major developments in digital payments over the last year, and gives her…